Calculate your monthly mortgage payments with taxes, insurance, and CMHC premiums. Built with official CMHC rules for accurate calculations in the Canadian market.
Higher down payments = lower monthly payments & no insurance premiums
Principal & Interest
✓ Conventional Mortgage (20%+ down payment)
No CMHC insurance required - save on premium costs
Important: This calculator provides estimates for planning purposes only. Actual rates and payments may vary based on your credit score, lender choice, and current market conditions. CMHC insurance rates are current as of 2025 and subject to change.